My mother is in her eighties, and she receives a family pension through a national Bank. They have a rule, which she has quite diligently followed for the last two decades. It is to present herself at the local branch before the end of the calendar year to furnish life certificates to keep alive her pension accounts. Despite this, the pension payments have been withheld on occasion and her accounts sealed, for no reason other than that the life certificates submitted to them have been lost or misplaced. Now she has been told to furnish her pension pay order (PPO) book to verify her authenticity. There should be at least two copies of the book – one at the Bank that collects pension on her behalf and one with the pensioner. These are created when the order is first received from the disbursing government authority. Now, although so directed to do so by the disbursing authority at the start of the family pension nearly twenty years ago, the Bank is yet to forward her copy of the PPO book. So how is the octogenarian pensioner to produce something she has not received in the first place? Whilst attempting to resurrect her pension, we found a new omission. According to the latest government circular about pension revisions, she is being underpaid - receiving each month several thousand rupees less than is her due.
With the hope of settling the issues at local level, we make our way to the pension cell at the local head office of this prominent national Bank. The women there, both the young and the middle-aged, are grim and unsmiling. I presume their presence is intended to reassure the pensioners, and help them over the sticky points, but they neither greet people, nor respond to greetings. Rather, they seem resentful to be called upon to do their jobs. We are directed to a particular desk. The incumbent’s chair is empty, and we are told we can get ourselves cups of tea whilst we wait. Eventually, the lady appears. She walks into the room with a mobile phone clasped to her ear, in earnest conversation with somebody about exchanging gift calendars for the New Year. Her joviality ends with the call, and she settles herself on the chair, and fiddles with some papers on the desk. Finally, ‘What?’ she asks abruptly without looking up. We begin our story, but her interest disengages. It is clear that she is not about to help in any way. She declares the government circulars of no consequence, and says the Bank will not change what they were already paying unless the pensioner brings a fresh order in her name from the original disbursing authority. And by the way, she is not there to receive letters/complaints from the public.
Some women in organizations strive for equality, but many others actually retard the group progress. Perhaps because job security tends to be high in Indian organizations, to many employees, the job means only what they can take home for themselves. Plagued by low self-esteem, they yearn for the privilege and power of the chair, and then actively avoid the associated responsibility. Managements and unions should come together to ensure that those in service actually serve. Quality of work should be the criterion in organizations, not reservations, even of gender. Especially in the pension cells, the incompetence foist upon elderly pensioners delays, even deprives them of their just rewards. They certainly deserve better for their years of dedicated service.